Showing posts with label find a real estate agent. Show all posts
Showing posts with label find a real estate agent. Show all posts

Sunday, February 3, 2013

Need A New Pad??

Looking for a new pad to call home? Search all the homes currently for sale here...




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Wednesday, January 30, 2013

Search All The Current Homes On The Market In Your Community




Do you need to sell your current home before you buy? We would love to show you our proven marketing plan which is getting homes sold. Not from this area? That is ok, we have an extensive international network of great agents we would be happy to connect you with. Just click here and let us know how we can help.


www.QueensburyAreaHomesForSale.com

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Wednesday, January 23, 2013

First Time Home Buyers MUST Ask These 5 Questions

First time home buyer?

If so, here are 5 questions you need to ask.

First time home buyers typically pick a home before lining up financing, but experts say it should be the opposite. Buyers, and especially first time home buyers, often call a Realtor first who will then suggest contacting a few loan/mortgage officers that the Realtor has a good working relationship with. Only after speaking with a reputable finance person will the first time home buyers truly know what they can afford. And be sure to look at what the monthly payment will be - including your taxes, insurance and any HOA fees to get a complete picture of what your monthly payment will be. I always advise first time home buyers to take the difference between the mortgage amount and what they are currently paying for their rent and put it in a savings account. Don't touch it and two things will happen. You will know that the mortgage payment is comfortable for you and you will have a chunk of money set aside for a larger down payment, to cover your closing costs or towards any improvements you may want to make on the home.

How much can I afford?

By speaking with a loan officer first, first time home buyers will know how much their monthly payment will be. Also the loan officer will be looking at your income, your debts and your credit score. All of these combined will determine how much money a bank will loan first time home buyers. Caution, you may qualify for more than what you are comfortable paying every month. You want to make sure that you can still have a life, even after paying all your bills.

What are my other housing costs outside the loan?

Know what your closing expenses are and which ones can be rolled into your mortgage loan and which must be paid out of pocket. Typically you will need to have some cash readily available for your down payment with the purchase contract. Additionally you will have a loan application fee, an appraisal fee and your inspections fees. These are all expenses that are paid by you, out of pocket and before the house closes. There are also some closing expenses you will have, and depending on your loan and the property you purchase you may finance up to 6% of your purchase price above the purchase price to cover these costs. Typically this will be items such as attorney fees, title updates and the re-reimbursement of expenses the seller has paid but not yet used. Some examples would be property taxes or fuel oil. Your attorney will be able to provide you a break down of these closing costs. And once you have closed on the home, you will have home maintenance and unexpected repairs. No longer will a broken furnace or stopped up bath be fixed by your landlord. You now are responsible for these items. Not to mention all the new shinny toys and tools you will need or want for the new home. In fact when we purchased our current home, I had to ban my husband from the home improvement store. He couldn't go without spending at least $100...

What do I need in a house and a neighborhood?

Your Realtor will conduct an intensive consultation with you (or they should. If they don't take the time to really get to know you, your family and what your wants and needs are for your new home, you should really ask another question - and that is how can they help me find a home if they don't understand not only what I am looking for, but why it is important - but that is another blog).
During this appointment, they will be asking questions so they have a clear understanding as to not only what you are looking for, but also why that is important. You will also want to have a conversation about where you are looking to live, what style home, what size yard, what school district etc. This will help you find and look only at the homes that will best meet your needs.

Will this house fit my long-term goals?

Take some time and think about why you are looking to buy a home. Is it because you want to be building your wealth and not your landlords? Or because you want the freedom to have the pet you want or to paint your bedroom purple without having to ask permission. Do you plan on growing your family in the next few years? Or downsizing? Most people think when they are buying their home, that they will stay there forever. But reality is that you will probably move every 5-7 years. Be careful that you are not so focused on "will this house work for me 20 years for now" that you don't look at what meets your needs now.

Am I truly prepared to be a homeowner?

Make sure you understand what's involved. You should ask yourself before buying if you have good spending habits. Can you budget for regular maintenance and repairs? Are there improvements that you will want to make - do you have the skills or resources to make these improvements? Home buying will always be a wise financial move - keeping in mind this is an investment that you have an immediate return as it provides you a place to live - a home to call your own... Owning a house is still better than renting, you should absolutely be able to find a great house for what you can afford.
 
Meet The Ultimate Team at
Keller Williams Realty Saratoga Springs




Doing Business Just A Little Bit Differently is more than our motto... it is the foundation of our business. Working in the communities where we live is important to us. We are committed to providing our clients - both buyers and sellers - the most professional service. It is our responsibility and our promise to our clients to be Real Estate experts.
We are experienced Realtors - having done countless transactions, we know how to get the job done right, the first time around. We promise to negotiate the best terms for you, with the least amount of stress and disruption to you and your family. Communication is key to a smooth transaction and we know that is the only professional way to do business. The Ultimate Team at Keller Williams Realty will work together with you to make the purchase or sale of your home a smooth and pleasant experience.
Carol and Kris live and work in the greater Glens Falls area. We know the real estate market is constantly changing, and it is critical to be knowledgeable about the communities in which we work. Whether you are thinking of buying, selling or investing in any Real Estate, let The Ultimate Team at Keller Williams Realty Saratoga Springs show you how we are doing business just a little bit differently.

Call us at 518-871-9404 or visit our website www.QueensburyAreaHomesForSale.com



     
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Wonder What Your Home is Worth?

Have You Ever Asked Yourself

 What is my home worth?

We would love to show you what your home
is worth in our local real estate market.

Our local real estate market is starting to see an increase in activity - in fact we are seeing multiple offers for homes again. Now is a great time to think about selling your home. The interest rates are still historically low and buyers are realizing that now is the time to buy. We would love to show you our proven marketing plan for getting homes sold. Call us today at 518-871-9404.

Let The Ultimate Team at Keller Williams Realty Help You Reach Your Real Estate Goals. Today and tomorrow. We want to earn the right to become your Realtors for life...
 
Doing Business Just A Little Bit Differently is more than our motto... it is the foundation of our business. Working in the communities where we live is important to us. We are committed to providing our clients - both buyers and sellers - the most professional service. It is our responsibility and our promise to our clients to be Real Estate experts. We are experienced Realtors - having done countless transactions, we know how to get the job done right, the first time around. We promise to negotiate the best terms for you, with the least amount of stress and disruption to you and your family. Communication is key to a smooth transaction and we know that is the only professional way to do business. The Ultimate Team will work together with you to make the purchase or sale of your home a smooth and pleasant experience. Carol and Kris live and work in the greater Glens Falls area. We know the real estate market is constantly changing, and it is critical to be knowledgeable about the communities in which we work. Whether you are thinking of buying, selling or investing in any Real Estate, let The Ultimate Team show you how we are doing business just a little bit differently.
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Sunday, November 18, 2012

Looking To Purchase Your First Home?

 

Looking to purchase your first home? We are here to help!

To get started on this exciting journey, we would be happy to provide you with a complimentary copy of Your First Home: The Proven Path to Home Ownership. Packed with inspiring stories and the wisdom of thousands of successful first-time home buyers, it's a must-read for anyone aspiring to buy a home.
Please fill out the form below to request your copy.



Doing Business Just A Little Bit Differently is more than our motto... it is the foundation of our business. Working in the communities where we live is important to us. We are committed to providing our clients - both buyers and sellers - the most professional service. It is our responsibility and our promise to our clients to be Real Estate experts.
We are experienced Realtors - having done countless transactions, we know how to get the job done right, the first time around. We promise to negotiate the best terms for you, with the least amount of stress and disruption to you and your family. Communication is key to a smooth transaction and we know that is the only professional way to do business. The Ultimate Team will work together with you to make the purchase or sale of your home a smooth and pleasant experience.
Carol and Kris live and work in the greater Glens Falls area. We know the real estate market is constantly changing, and it is critical to be knowledgeable about the communities in which we work.
Whether you are thinking of buying, selling or investing in any Real Estate, let The Ultimate Team show you how we are doing business just a little bit differently.                      

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Monday, March 26, 2012

Search All Argyle Homes For Sale

Do you need to sell your current home before you buy? We would love to show you our proven marketing plan which is getting homes sold. Not from this area? That is ok, we have an extensive international network of great agents we would be happy to connect you with. Just click here and let us know how we can help.


Welcome to the Argyle Real Estate homes and real estate portal: your single stop for finding a home in Argyle Real Estate. Here you can search every available home for sale in Argyle Real Estate.
As of today there are many homes and properties for sale that are available to search. The number of homes changes daily, so be sure to keep coming back right here, to the best site for Argyle Real Estate homes for sale.


or call us at 518-871-9404.
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Search All Queensbury Homes For Sale

Do you need to sell your current home before you buy? We would love to show you our proven marketing plan which is getting homes sold. Not from this area? That is ok, we have an extensive international network of great agents we would be happy to connect you with. Just click here and let us know how we can help.



Welcome to the Queensbury Real Estate homes and real estate portal: your single stop for finding a home in Queensbury Real Estate. Here you can search every available home for sale in Queensbury Real Estate.
As of today there are many homes and properties for sale that are available to search. The number of homes changes daily, so be sure to keep coming back right here, to the best site for Queensbury Real Estate homes for sale. Let The Ultimate Team At Keller Williams Realty help you with all your Queensbury Real Estate needs.


or call us at 518-871-9404




Doing Business Just A Little Bit Differently is more than our motto... it is the foundation of our business. Working in the communities where we live is important to us. We are committed to providing our clients - both buyers and sellers - the most professional service. It is our responsibility and our promise to our clients to be Real Estate experts.
We are experienced Realtors - having done countless transactions, we know how to get the job done right, the first time around. We promise to negotiate the best terms for you, with the least amount of stress and disruption to you and your family. Communication is key to a smooth transaction and we know that is the only professional way to do business. The Ultimate Team will work together with you to make the purchase or sale of your home a smooth and pleasant experience.
Carol and Kris live and work in the greater Glens Falls area. We know the real estate market is constantly changing, and it is critical to be knowledgeable about the communities in which we work.
Whether you are thinking of buying, selling or investing in any Real Estate, let The Ultimate Team show you how we are doing business just a little bit differently.



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Saturday, March 3, 2012

What To Ask Before You Hire Your Realtor

10 Questions to Ask Your Realtor about Selling a House
  1. Are you a full-time professional real estate agent?
    How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have?
    Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has been in the business does not necessarily reflect the level of service you can expect, but it is a good starting point for your discussion. The same issue can apply to professional designations.
  2. Do you have a personal assistant, team or staff to handle different parts of the purchase? What are their names and how will each of them help me in my transaction? How do I communicate with them?
    It is not uncommon for agents who sell a lot of houses to hire people to work with them. As their businesses grow, they must be able to deliver the same or higher quality service to more people.
    You may want to know who on the team will take part in your transaction, and what role each person will play. You may even want to meet the other team members before you decide to work with the team. If you have a question about fees on your closing statement, who would handle that? Who will show up to your closing?
  3. Do you have a Website that will list my home? Can I have your URL address? Who responds to emails and how quickly? What's your email address?
    Many buyers prefer to search online for homes because it's available 24 hours a day and can be done at home. So you want to make sure your home is listed online, either on the agent's Website or on their company's site. By searching your agent's Website you will get a clear picture of how much information is available online.
  4. How will you keep in contact with me during the selling process, and how often?
    Some agents may email, fax or call you daily to tell you that visitors have toured your home, while others will keep in touch weekly. Asking this question can help you to reconcile your needs with your agent's systems.
  5. What do you do that other agents don't that ensures I'm getting top dollar for my home? What is your average market time versus other agents' average market time?
    Marketing skills are learned, and sometimes a real estate professional's unique method of research and delivery make the difference between whether or not a home sells quickly. For example, an agent might research the demographics of your neighborhood and present you a target market list for direct marketing purposes.
  6. Will you give me names of past clients?
    Interviewing an agent can be similar to interviewing someone to work in your office. Contacting references can be a reliable way for you to understand how he or she works, and whether or not this style is compatible with your own.
  7. Do you have a performance guarantee? If I am not satisfied with your performance, can I terminate our listing agreement?
    In the heavily regulated world of real estate, it can be difficult for an agent to offer a performance guarantee. If your agent does not have a guarantee, it does not mean they are not committed to high standards. Typically, he or she will verbally outline what you can expect from their performance. Keller Williams® Realty understands the importance of win-win business relationships: the agent does not benefit if the client does not also benefit.
  8. How will you get paid? How are your fees structured? May I have that in writing?
    In many areas, the seller pays all agent commissions. Sometimes, agents will have other small fees, such as administrative or special service fees, that are charged to clients, regardless of whether they are buying or selling. Be aware of the big picture before you sign any agreements. Ask for an estimate of costs from any agent you contemplate employing.
  9. How would you develop pricing strategies for our home?
    Although location and condition affect the selling process, price is the primary factor in determining if a home sells quickly, or at all. Access to current property information is essential, and sometimes a pre-appraisal will help. Ask your agent how they created the market analysis, and whether your agent included For Sale by Owner homes, foreclosed homes and bank-owned sales in that list.
  10. What will you do to sell my home? Who determines where and when my home is marketed/ promoted? Who pays for your advertising?
    Ask your real estate agent to present to you a clear plan of how marketing and advertising dollars will be spent. If there are other forms of marketing available but not specified in the plan ask who pays for those. Request samples or case studies of the types of marketing strategies that your agent proposes (such as Internet Websites, print magazines, open houses, and local publications).
   Have Questions About Selling Your Home? 
Call The Ultimate Team at Keller Williams Realty 
- We Have Your Answers...
 
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Friday, March 2, 2012

Search All Saratoga Springs Homes For Sale

Do you need to sell your current home before you buy? We would love to show you our proven marketing plan which is getting homes sold. Not from this area? That is ok, we have an extensive international network of great agents we would be happy to connect you with. Just click here and let us know how we can help.

~ The Ultimate Team At Keller Williams Realty ~ 
Call Us at 518-871-9404 or
Visit Our Website At
 www.QueensburyAreaHomesForSale.com


Saratoga Springs Real Estate Homes for Sale 
 
Welcome to the Saratoga Springs Real Estate homes and real estate portal: your single stop for finding a home in Saratoga Springs Real Estate. Here you can search every available home for sale in Saratoga Springs Real Estate.
As of today there are many homes and properties for sale that are available to search. The number of homes changes daily, so be sure to keep coming back right here, to the best site for Saratoga Springs Real Estate homes for sale.



Doing Business Just A Little Bit Differently is more than our motto... it is the foundation of our business. Working in the communities where we live is important to us. We are committed to providing our clients - both buyers and sellers - the most professional service. It is our responsibility and our promise to our clients to be Real Estate experts.
We are experienced Realtors - having done countless transactions, we know how to get the job done right, the first time around. We promise to negotiate the best terms for you, with the least amount of stress and disruption to you and your family. Communication is key to a smooth transaction and we know that is the only professional way to do business. The Ultimate Team will work together with you to make the purchase or sale of your home a smooth and pleasant experience.
Carol and Kris live and work in the greater Glens Falls area. We know the real estate market is constantly changing, and it is critical to be knowledgeable about the communities in which we work.
Whether you are thinking of buying, selling or investing in any Real Estate, let The Ultimate Team show you how we are doing business just a little bit differently.

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